Home Warranty cost guide.
A home warranty covers repair or replacement of home systems and appliances that fail from normal wear and use — a different product from homeowners insurance, which covers damage from specific covered events. This guide compares the common decisions.
By submitting, you agree to be contacted by phone, text, or email about your project, including by automated means, even if your number is on a do-not-call list. Consent is not a condition of purchase. See our Privacy Policy and TCPA Compliance page for details.
Assigners CommitmentYour request is only shared with a service provider matched to your project and service area — never sold as part of a bulk or resold list.
Key cost factors.
- Age and condition of home systems and appliances
- Whether specific high-value items (pool, well pump) need add-on coverage
- Service call fees, which apply per visit regardless of the annual premium
- What's explicitly excluded in the specific plan's contract
Home Warranty comparisons.
Home Warranty vs. Homeowners Insurance
Home warranties and homeowners insurance are frequently confused, but they cover fundamentally different things — one covers systems breaking down from normal use, the other covers damage from specific unexpected events.
Basic Home Warranty Plan vs. Comprehensive Coverage Plan
Home warranty providers typically offer tiered plans, from a basic plan covering core systems to a comprehensive plan adding more appliances and higher coverage caps.
Before you hire or buy.
- What's specifically excluded from this plan's coverage?
- What's the service call fee per visit, separate from the annual premium?
- Are there caps on how much the plan will pay per repair or per year?
Home Warranty questions, answered.
Is a home warranty the same as homeowners insurance?
No — homeowners insurance covers damage from specific events like fire, storms, or theft, while a home warranty covers breakdowns of systems and appliances from normal wear and use. Most homes carry both for different types of coverage.
Figures on this page are illustrative examples for general education, not quotes or guarantees of actual pricing. Actual costs vary by provider, location, and specific project scope — always get a specific quote before making a purchasing decision.
Selling in home services?
Talk to our sales team about sourcing exclusive, real-time leads, warm transfers, and inbound calls.